01 / Payments
Move money
Transfers, QR, Tag Pay, IDPay, Beam and scan-to-pay sit on the same account graph.
Voice bankingAI scan to payOne money graph
Banking that speaks your language.
Speak, scan or type what you need. Lazervault turns everyday money tasks into simple conversations, then lets you review before anything moves.
Built for Nigeria first, then Africa and the diaspora
Voice command“Abeg, send ₦5k to Mummy.”
Secure reviewYou still approve before money moves.
Live productAuthentic Lazervault app screens.
Scroll, there is a lot more under the hoodVoice • Chat • Scan • Phone • SMS • USSD
What Lazervault is
One place for the money jobs that usually need five apps.
It is an AI native financial OS. You can hold and move money, pay bills, scan payment details, use voice commands, manage savings and investments, and run everyday business finance from one connected account.
Everyday financeDo the task, not the menu.
Ask for the outcome you want. Lazervault gets the right details in front of you and keeps the final approval in your hands.
Personal account
Available balance₦1,284,600
One view across everyday money
Send
Pay bills
Scan
Voice first
Talk naturally in supported languages and accents. No command manual required.
Camera smart
Scan printed or handwritten account details instead of retyping every digit.
Secure by design
PIN, biometrics, KYC and regulated partner infrastructure sit behind the simple interface.
Just speak
Your finance app should understand a sentence.
Pick a command. The preview changes like a real conversation, because the whole point is to stop treating simple money tasks like an obstacle course.
VoiceLocal, natural speech
ContextKnows what you mean
GuardrailsReview before send
SpeedLess tapping
Lazervault voiceListening
Send ₦50,000 to Mum.
Ready to reviewZenith Bank found
Recipient and amount are ready. You review before anything moves.
AI scan to pay
See the account number. Scan it. Pay it.
POS counters, paper slips and handwritten signs are still part of daily life. Lazervault reads the details, fills the transfer and lets you confirm. Your thumbs can retire from copying ten digits at a time.
Detected transfer₦24,500
BankGTBank
Account0123456789
StatusReady to review
One app, more range
Payments are only the front door.
The point is not to cram more buttons into a wallet. Lazervault connects the jobs around your money so moving it, growing it and running a business feel like one system.
02 / Wealth
Grow money
Savings, FX, stocks, crypto and investment tools without sending you on an app safari.
03 / Business
Run a business
Invoices, payroll, customers, expenses, inventory, analytics and tax context in one operating view.
04 / Everyday
Pay life admin
Bills, airtime and everyday spending become quick requests instead of a scavenger hunt.
05 / AI
Talk to your money
Ask, follow up and get context in natural language. Finance should not need a phrasebook.
06 / Access
Stay connected
App, voice call, SMS, USSD, WhatsApp and chat give the same money graph more than one front door.
When data disappears
Why access mattersYour bank should not vanish with your internet.
A core Lazervault idea is phone banking over a standard call. When mobile data is expensive, unreliable or simply off, supported money tasks can still be reachable by voice.
Lazervault Phone
Secure voice banking session
“Pay my electricity bill.”
How it works
Simple in front. Serious underneath.
You ask. Lazervault understands the context. You review. The platform executes through the right rails and keeps a clear record.
Speak, type or scan
Start with whatever is easiest in the moment.
AI gets the context
Recipients, amounts, billers and intent are prepared with guardrails.
You review
Nothing needs to become a surprise transaction.
It gets done
Execution, receipt and history come back into the same account view.
Early feedback
What early users keep pointing at.
Feedback from design partners and early testers is shaping the product before launch.
The invoicing and AI summaries cut down the admin I used to do every week.
EC
Emily ChenFreelance Designer
Voice payments are the part I keep coming back to. It is faster than digging through menus.
JW
James WilsonTech Entrepreneur
Business tools and AI insights finally feel like they belong in the same place.
PP
Priya PatelSmall Business Owner
The chat experience makes spending patterns easier to understand without staring at another dashboard.
MT
Marcus ThompsonSoftware Engineer
Early tester feedback shown here is adapted from feedback currently published by Lazervault.
A cleaner flow
Fewer taps. Fewer apps. More context.
The target is not to make banking flashy. It is to remove the friction that never needed to be there.
Typical money app flow
Typical apps
Lazervault target
Send money
Multiple menus
Speak or one direct action
Apps for finance
Often several
One connected account graph
Intelligence
Mostly menu driven
AI native interface
Low data access
Limited
Phone, SMS and USSD pathways
Launching soon
Ready to stop banking like it is 2014?
Join the waitlist for early access to voice first, AI native finance built from Africa outward.