Payments and money movement
9 capabilitiesSend fundsBatch transferTag payQR payContactless payAI scan to payIDPayBeamEmail, phone or username pay
The platform
One financial OS. Many ways in.
Payments, bills, wealth, business tools and conversational AI share one account graph. Speak, scan, tap, message or call. The product meets you where you are.
One account, six interfaces
Your money graph stays put. The interface changes around you.
Talk, scan, message or call. Each channel is another way into the same financial context, so a bad connection or a different preference does not mean starting over.
Service map
The useful stuff, without the app pile.
Lazervault is broader than a wallet. The platform is designed to cover personal money, commerce, wealth and business operations while keeping AI as the interface instead of a side feature.
Wealth and treasury
7 capabilitiesInvestStocksFXCryptoAuto savePiggyVaultCrowdfund
Business operating stack
7 capabilitiesBusiness dashboardAnalyticsPayrollCustomersExpensesInventoryTaxation
AI and conversational channels
7 capabilitiesLazerSprayIncome and expense statsAI budgetingAI chat bankingVoice bankingPhone bankingWhatsApp banking
Bills and commerce
4 capabilitiesUtilitiesAirtimeInvoicesGift cards
Shared finance
1 core capabilityJoint funds and group accounts
Scan to pay
The paper slip is not going away tomorrow. The typing can.
Easy Scan to Pay is designed for the real counter experience. Tilted photos, faint writing and handwritten account details can be read, structured and put in front of you for review.
Live extractionGTBank
Account0123456789
Amount₦24,500
NextReview and confirm
Same platform, every channel
Open the app. Send a message. Make a call.
The account graph stays the same while the interface changes around the situation. That matters when data is poor, hands are busy or a user simply prefers talking.
Voice agent
Natural spoken requests with step up confirmation for sensitive actions.
Phone banking
Supported money tasks over a standard telephone call when mobile data is unavailable.
Chat and WhatsApp
Conversational access through familiar messaging channels.
SMS and USSD
Lower data pathways keep essential access useful beyond a perfect 5G connection.
Platform chatbot
Ask about spending, balances and supported tasks without hunting through separate dashboards.
Security and trust
Fast is useful. Fast and controlled is the point.
The experience is designed around identity checks, strong authentication and regulated partner infrastructure, with the user reviewing important actions before execution.
BVN and NIN KYC
Identity verification supports Nigerian compliance requirements.
PIN and biometrics
Step up authentication protects sensitive actions.
Licensed partners
Regulated services are delivered through specialist financial partners where applicable.
Fraud monitoring
Continuous monitoring is part of the security model.
Try the new interface
Your bank menu has had a long enough career.
Join the waitlist and be among the first to try voice first finance from Lazervault.